Terms

These terms govern your use of this website, operated by CoreLumen Family Planning Co., Ltd., registered at 146/9,Srinagarindra Road,Suan Luang, Bangkok,10250, Thailand. Tax ID (TIN): 0105982007813. Contact: info@corelumen.click, +66-2-322-7615.

What this site is

This site markets inquiry-based financial planning consultations focused on education savings and family financial planning. Submitting the inquiry form sends a message to the company; it does not create a contract, and no consultation is booked until the scope and any fee have been confirmed with you in writing.

What a consultation is and is not

The session you book is paid work, with its scope agreed beforehand. What you get back is a written plan assembled from the numbers you supply — your fee schedules and your household figures. Those are modelled figures, not a prediction, and not regulated investment advice or any promised return.

Fees and booking

Because the scope of a consultation varies with the question, the fee is settled with you before a session is reserved. No payment is taken when you first make an inquiry, and the exact figure is shared with you directly rather than listed on these pages. Refund terms that apply once a session is paid for are set out on the refund page.

Your responsibilities

You agree to provide accurate information when you make an inquiry, and to understand that a plan is only as reliable as the figures it rests on. You agree not to misuse the form, to send genuine inquiries only, and not to attempt to disrupt the site or its form handler.

Our content

Page content is written for this site. You may read and use it for personal, non-commercial purposes. You may not copy it wholesale for another commercial site. Brand and trade names remain the property of their respective owners.

No reliance for decisions

Nothing on this site is a substitute for advice tailored to your full circumstances. Decisions about saving for education, or about any financial product, should be made with reference to your own situation and, where relevant, to a regulated adviser. We accept no liability for decisions taken on the strength of these pages alone.

Changes to these terms

We may update these terms as the service evolves. The date shown below is the date of the most recent review. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms can be sent to info@corelumen.click or raised by phone on +66-2-322-7615.

Last reviewed: 5 October 2026.